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Actionable Financial Insights
Holistic & Customizable Library
Responsibly uncover financial insights around consumer spending, savings, budgeting, income, subscriptions, and more with a robust library of financial data. Share insights directly with your consumers or act on them to deliver opportunities for your consumers to reduce their financial stress.
Banking Insights at Your Fingertips
Key Benefits
Utilize a growing library of financial insights to unlock the details your consumers value the most.
Expanding Library
Encourage users toward proactive financial habits and wellness with a dynamically updated library of predictive and intelligent insights
Actionable Insights
Unlock the value hidden in everyday finances with actionable financial insights into your consumer base
Choice and Control
Enable and manage subscriptions and insight notifications that are the most valuable, and extend those to end users
Account Activity
Monitor consumers’ overall financial activity with automatic insights around income, spending, budget, and more
Flexible APIs
Use flexible APIs to access rich insights and configurations to deploy across channels
Highest Quality
As the market leader in data aggregation, our insights come from the highest quality and broadest data coverage available
From Small Details to the Big Picture
7 Key Areas of Financial Health
Defend and grow market share by delivering the personalized customer experiences consumers expect today. Envestnet | Yodlee® Insights Solutions allow financial institutions and fintechs to easily build more contextual and relevant user experiences. You can deliver these experiences directly to consumers through online and mobile channels including apps. Share the financial insights that matter most to consumers in 7 key areas:
1. Income
Inform users when they get paid or received funds, when income levels change, or when they’ve received a large deposit.
2. Spending
Let users know when they’re in danger of not having enough money to pay upcoming bills and subscriptions. Display spending by category trends, top merchants, trends and averages.
3. Net Worth
Show net worth trends over time, net worth changes, asset and liability trends, and spikes and dips in assets and liabilities.
4. Account Attributes
Help users stay on top of account balances and fees, and provide information on interest rates.
4. Cash Flow
Help users understand cash flow trend over time, and how it looks month to month. See inflow and outflow spikes and dips and average net cash flow.
6. Budgeting
Deliver insights to users based on budgets and savings, to help with both short- and long-term financial wellness goals and to promote next-best actions.
7. Savings
Enable users to get a clear view of savings, help them grow their emergency funds and meet other savings goals, and show how their efforts are paying off over time.
eBook
Driving Customer Advocacy Through Hyper-Personalized Financial Experiences
In a world where brands battle for their very survival, the best – and even the only way to succeed is to foster customer loyalty by driving customer advocacy through hyper-personalized digital experiences. In this eBook, we’ll show how.
Video
Insights Overview Video
Learn more about how Insights Solutions empower financial service providers to deliver the innovative, hyper-personalized banking services that consumers demand. Tailored banking services use meaningful insights on spending, borrowing, saving and planning to foster financial wellness and drive loyalty among their customers.